Hometown Insurance’s expertise and personalized approach to Disability Income has allowed for new solutions and services unseen in the insurance industry.
Also consider the fact that illness causes 90% of disabilities, and most long-term disabilities are not covered by workers’ compensation. You could be financially vulnerable if you were to suffer from a disability.
It’s important to protect your most valuable financial resource – your ability to earn an income. Here are some questions to think about as you consider the need for disability insurance:
“Statistically, over one in four of today’s 20 year olds will experience a long term disability before they retire. Yet according to the Social Security Administration, 69 percent of private sector wage earners have no private long term disability insurance.”